Personal Services
First Bank of Snook offers a wide variety of checking, savings, money market accounts, CD’s, IRA’s and MasterCard check cards each designed to help you obtain both your short and long term financial goals. Each of our accounts offers different options to meet your individual wants and needs. Take advantage of our Online Banking and Bill Pay services. We can help you manage your money conveniently and provide you with the kind of great customer service you should expect from a local bank.
You can find out information on our Personal Checking services here.
| Savings Account |
Basics |
Limitations |
Bonuses |
| A good way for 1st time savers to earn interest on an account with a lower balance and have convenient access to their money |
$100 minimum to open |
6 transactions per cycle to another account or third party preauthorized, automatic, or telephone transfers. No more than 3 by debit card or to third parties |
FREE online banking/ FREE phone banking services |
| CD's |
Basics |
Limitations |
Bonuses |
| Earn a high rate of return on your money |
$1,000 minimum to open Terms from 3 month to 60 month |
Penalty for early withdrawal |
Higher rates on CD's over $100,000 |
| IRA's |
Basics |
Limitations |
Bonuses |
| Ideal when investing your pre-tax earnings which are tax-deferred |
$100 minimum to open Terms from 18 month to 30 month |
Penalties for early withdrawal |
Your contributions may be tax-deductible.* *Tax deductible if you meet certain eligibility requirements. |
| MasterCard Checkcard |
Basics |
Limitations |
Bonuses |
| Enjoy the easy and flexible way to access your funds for day to day transactions. |
The card is accepted by any MasterCard merchant or used at ATMs for cash withdrawals |
Must have available funds in order for a transaction to be paid |
No monthly fee |
| Cash Link |
Basics |
Limitations |
Bonuses |
| An excellent way to protect against overdrafts by linking any two accounts |
In the event of an overdraft, funds are automatically transferred from one account to the other prior to an NSF fee being charged. |
Account that is linked to protect must have the available funds in order for automatic transfer to be performed. $7.50 fee per transfer. |
No monthly fee if the service is not used during the month. |
